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Deutsche Bank Research: Crypto to Replace Fiat Currencies by 2030

According to Deutsche Bank Research, cryptocurrencies need to overcome three main hurdles to become widespread. 

First, it must become legitimate in the eyes of governments and regulators.  That means bringing stability to the price and bringing advantages to both merchants and consumers. 

It must also allow for global reach in the payment market. To do this, alliances must be forged with key stakeholders – mobile apps such as Apple Pay, Google Pay, card providers such as Visa and Mastercard, and retailers, such as Amazon and Walmart.

If these challenges can be overcome, the eventual future of cash is at risk.